Let’s talk cold turkey. Who is ready to do locums? What things do you have to consider?
Insurance
this is a big one and i hate paying people in the off chance i need insurance. I would rather put my money to work for me so that it can pay for what i need in the future. Alas, i still pay for the family insurance for health, vision, dental and then have a malpractice policy. I put up that we have liberty healthshare, some form of VA, and Cigna PPO. Vision is VSP pro and dental is Delta Dental if i recall. Malpractice insurance is through the AANA. Are these perfect? Nope, and they don’t cover everything. I’m on my way for a sleeve gastrectomy in Mexico. I have tried every weight loss plan known to man and am doing this not because insurance thinks it’s a good idea... in fact they do not cover weight loss surgery even in morbid obesity. It’s a $9,000 surgery and not covered. I’ll see if they will cover any portion but my guess is no.
Time off
I absolutely love and hate time off. I love it because i work hard and want to truly enjoy life. I hate it because i am losing income and spending $$. I do everything i can not to miss paychecks in the year! Being a locum does allow me to take months off per year if i need it though. My daughter was born in January and I didn’t go back to work until March. I contracted for the 2.5 weeks over thanksgiving to be off for surgery and vacation. I’ll also be off all of January this coming 2018.
I’ll also be speaking in Costa Rica for an hour in January! sooooo, you can see time off can be had and when it’s important. That doesn’t however mean that i tell facilities i can work only special hours or days. I tell them I’m here to work. Work extra??? Most times that is a hell yes!
What else?
there is plenty to talk about! Let me know what you think. Locumcrnas@gmail.com